Vision Insurance Basics In Sacramento, CA

Purchasing a vision insurance policy provides the opportunity to keep up with your eye health. When you have concerns about changes to your vision or when you want to address a specific problem, using vision insurance to visit an eye doctor provides the chance to improve your situation. An optometrist who participates in your vision insurance plan allows you to use the policy to help offset some or all of the costs.

What is Vision Insurance?

As the name suggests, vision insurance is coverage for your visual needs. With that a comprehensive, well-being eye exam is covered. Often times the plan will also contribute towards glasses or contact lenses. The vision insurance process focuses on helping individuals improve their vision by getting regular exams and obtaining glasses or purchasing contact lenses. The exact coverage in any policy varies based on personal needs and the type of plan you purchased.

How the Insurance Works

How vision insurance works depends on the details of your policy and the situation. In general, the coverage applies to eye exams and basic eye care needs. Some policies include coverage for medical eye visits aside from the annual well-being exam, but many vision plans do not. Medical eye visits are typically covered by your medical insurance regardless of whether the visit is covered by the vision plan. Well-being eye exams are not covered by most medical insurances directly, but many medical insurances subcontract with vision insurance companies to allow for that coverage. Read your policy to determine the details of your coverage before seeking treatment. If you have questions, you can always call us. When you visit our clinic, we ask for your basic information and the details of your insurance. The insurance coverage typically pays for a portion of the treatment costs and may allow you to obtain an exam without additional costs. Your co-payment and deductible may vary between policy options. Our optometrists at Arena Eye Care participate in most vision insurances and medical insurances available in Sacramento, CA.

What We Need During a Visit To Our Sacramento Optometrist

When you visit Arena Eye Care, Inc., we ask for some basic information and items before giving you an exam. We ask for some personal and insurance information when the appointment is scheduled. This way we can get your eye exam authorized by your insurance before you arrive for the office visit.

By preparing in advance, you prevent complications when using your insurance coverage for the costs. The items we need during an initial visit include:

• An insurance card or insurance information

• Your I.D. card, such as a driver's license or a state-issued I.D.

• Basic health information

• Appropriate documentation of any previous eye health conditions if

• applicable to your situation

• Any items identified on your insurance policy for coverage

In most cases, we ask for some basic health history during your visit. For example, we may ask if you have diabetes or a history of previous conditions with your eyes. The information in conjunction with the findings during your eye exam allows us to determine the risk to your eyes and the solutions that may help improve your vision. We also communicate with other health care providers when necessary (including your general physician).

Using your insurance coverage during an eye exam or treatment for your eyes helps with costs and makes it easier for you to get the help you need. Although your vision insurance may cover most treatments, evaluate the policy for details before you start a treatment plan to prevent unexpected bills. For more information about using insurance for visual health or an appointment, contact us today at (916) 419-8167.